Act of God: Travel Insurance and The Iceland Volcano

The volcano eruption in Iceland threw travel plans into turmoil, it left many people scrambling to find alternative transport, indirect routes and in some cases stranded people without options and causing unexpected expenses. Many will have looked to their travel insurance to cover extended accommodation or alternative transport and maybe even lost income. And some of them will find their insurers doing what they do best, avoiding doing what you pay them to do which is covering those unexpected expenses.

The “Act of God” clause has been brought into question in recent years but in most cases it is a valid enough reason to avoid liability. Clearly though if an insurer accepts liability where they do not have to it is a good sign of a trustworthy company, you might not often feel when it comes to insurers.

Some insurers though see the Icelandic volcano as an escape opportunity, they are claiming a rare “Act of God” which means they don’t have to pay out on any claims you might make because of the dust cloud that covered much of northern Europe after the eruption.

World Nomads customers should find that if they purchased their policy before airline flight bans were put in place they will have no trouble with their claims as their losses were unforeseen. If a policy was purchased after flight bans then any losses are deemed to have been foreseeable and are not covered by their insurance. World Nomads have focused on the human decision of flight bans rather than the natural event that led to them. Good news for travelers who chose them.

World Nomads have many testimonials praising them for their conduct where many other insurers would have left you to fend for yourself. They have developed a reputation of being trustworthy and they continue to prove that they are deserving of it. To save 7% on their policies use thisĀ  World Nomads Promotional Code and chose a company you can trust.

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